Beyond Insurance Services

Risk Management

We're here to help you identify the risks that affect your business. Our service includes analyzing your effectiveness of managing risks, developing strategies to protect your assets and improve your risk profile, while reducing insurance costs, and monitoring and fine tuning risk management programs as your business evolves.

This ensures you receive a comprehensive program that maximizes your insurance investment.  As a bonus, you get a risk manager who acts as an extension of your team.  

Learn more about how IQRMs can work for you.

IQRM™ -- Intelligence Quotient for Risk Management™ 

IQRM™ is a quantifiable risk assessment tool consisting of a systematic method to better understand the risk issues facing your organization.  It also benchmarks performance against ideal industry standards and facilitates the design of risk control and mitigation strategies. Each module has been crafted by one or more Subject Matter Experts:


  • Business Continuity Crisis Management
  • Claims Management  
  • Cyber Liability
  • Directors & Officers
  • Discipline & Termination
  • Employment Practices Liability
  • Environmental Liability
  • Fleet Safety
  • General Liability
  • Pre-Employment Screening
  • Product Contamination and Recall
  • Products Liability
  • Professional Liability
  • Recruitment Selection and Hiring
  • Substance Abuse
  • Wage and Hour
  • Workers Compensation
  • Workplace Discrimination
  • Workplace Safety
  • Workplace Sexual Harassment

CompQUEST - Helping you create a path to the Minimum Mod.

When is comes to Worker's Compensation, we understand the relationships that exist between all of the parties, how the mod is calculated, and what steps can be taken to improve your risk management in the areas of: workplace safety, pre-employment screening, comprehensive drug-testing programs, job hazard analysis, and recovery at work programs

For more information about how CompQUEST can help you, contact us today!

Elements - Keeping you informed and compliant. 

RiskSOURCE Elements offers a revolutionary, time-saving online tool that allows you to gather information and solve everyday problems with just a few keystrokes. Discover the fully customized, innovative resources, including: OSHA Compliance, Health Care Reform, Worker’s Compensation State Statutes, Community Forum, Risk Management Resources and Benchmarking Surveys.

Claims Management - simplified. 

Any solid loss control program includes claims cost containment strategies. RiskSOURCE® Clark-Theders is committed to providing you with proactive claims management services focused on minimizing overall claims expenses. These services include:

  • Initial procedure set-up meetings
  • Claim review meetings – Claims Watch
  • Advocacy assistance
  • 24-hour emergency claim reporting